The best mortgage deals are easy to find with Point Five Estate Agents. Our Best Buys table gives you a selection of some of the very best mortgage deals currently available. Rates are subject to change at any time, so to request a quote, either click on Request a Quote or to let one of our mortgage experts handle it for you call either of the numbers on the main Mortgage Advice page . 

This month's Best Buys

Mortgage
Type

Initial Rate Scheme Type & Term Reverting to Standard Variable Rate Overall Cost for Comparison Early Repayment Charge Monthly Cost per £1000 borrowed*

Residential       

5.75% 
Fixed to 31/08/10 
  7.09%  7.60% APR 
3% of loan within first year, 2% of loan within second year 
 £4.79

Residential 

6.54%

 Fixed to 01/08/2011  7.04% 7.40% APR  3% of loan to 31/08/11  £5.45 

Residential 

 6.64% 
Fixed to 31/07/13 
 7.04%  7.30% APR 
5% to 31/07/11
4% to 31/07/12
3% to 31/07/12
 £5.53

Residential 

 6.34%  Fixed for 10 years  7.05% 6.80% APR 
5% for 7 years
4% in year 8
3% in year 9
2% in year 10 
  £5.28 

Residential 

 6.18% 

  Tracker     (Base Rate +1.18%) for 2 Years

 6.49% 

6.80% APR 
1.5% for 2 years
 		 £5.51

Residential 

6.19% 
Tracker (base rate + 1.19%) for term
 6.19%  6.50% APR 3% of loan within 2 years £5.15

Buy To Let 

6.84%

 Fixed until 31/10/2010  7.00% 

 7.50% APR
3% to 31/10/09 2% to 31/10/10
  £5.70 

Buy To Let 

6.84%

 Fixed until 31/10/2013  7.00%   7.50% APR
5% to 31/10/10
4% to 31/10/11
3% to 31/10/12
2% to 31/10/13
 £5.70

Buy To Let 

 6.19%  Tracker (Base Rate +1.19%) for 2 years  7.29%   7.60% APR
NONE
  £5.15 
*assumes interest only payment